Debt Advice Information – a Government Requirement

Debt Advice Information – A Government Requirement

The right debt advice, at the right time, can make all the difference. How many struggling borrowers wouldn’t be struggling today if they’d had a bit of guidance yesterday?

In June, Justice Minister Bridget Prentice announced new proposals designed to help borrowers get the debt advice they need before it’s too late.

Under the new proposals, all creditors will be required to write to borrowers before they take legal action against them, telling them how to get in touch and where they can find independent, free debt advice. According to the Ministry of Justice website, nearly nine out of ten respondents think that early advice like this ‘would go a long way in helping people find ways to settle their debts’.

Debt advice “can make the difference between keeping your home or losing it”
“Getting the right advice at the right time can make the difference between keeping your home or losing it,” said the Justice Minister. “Today’s proposals give people a chance to look for ways to tackle their debts, where to go for advice and the different ways repayments can be managed.”

The Minister also pointed out that most creditors already encouraged people with debt problems to talk to them and/or get in touch with a debt advice provider, but she stressed that “this new step will make it the norm for everyone.”

Debt advice where it’s needed
Before they come into effect, all the proposals will have to be included in civic procedure rules, which means they’ll have to be recommended to the Civil Justice Council and the Civil Procedure Rule Committee.

From July onwards, all county courts will display posters telling people how to get in touch with organisations that provide debt advice for free – and later on in the year, the online claim form ‘Possession Claim On-Line’ (which creditors use) will contain a similar list of free debt advice providers.

“There’s no question that early access to debt advice can make a huge difference to someone who’s struggling to keep up with their debts,” said a spokesperson for debt management company Gregory Pennington. “As one of the UK’s largest debt help companies, we’ve been providing free debt advice for 15 years. Everyone’s situation is different, but one thing is true of all debt problems: they don’t go away on their own. In general, the earlier someone takes independent debt advice, the greater their chances of resolving their debt problems as easily (and cheaply) as possible.”

Get free debt advice on debt management, debt consolidation and IVAs at GregoryPennington.com

January 13th, 2009

Heli Boarding Is an Exciting Mode of Savouring Snowboarding

Okay you are searching for a novel method to savour skiing? You’re tired of the same old ride, the skiing lift then snowboard down the black run that every body is boarding? You need embark on heliboarding. You will be able to ski pure skiing domains that hardly any other people have a chance to ski and one can do it so close from Geneva Chamonix.

So what is heli boarding? Heliboarding is skiing, only instead of catching a chair lift to climb up to the crest of the track, you jump in a helicopter. Heliskiing opens up unique untouched mountains for your snowboarding fun.

Characteristically heli-skiing trips call for a modest group of skiers steered by a knowledgeable skiing guide who knows intimately the mountain. Skiers are flown to the summit of the field to be snowboarded jump off the helicopter and snowboard to the end of the slope. When at the end they are greeted by the whirlybird to make some other descent. One might enjoy a lot of runs in a day. It is a pleasant and exciting trip where you see views and feel adventures other people can just aspire to.

Heliboarding isn’t without dangers. Because you are skiing away from normal snowboarding slopes there will sometimes be hidden risks. You likewise run a greater likelihood of avalanche. Luckily many of these hazards can be decreased when you go heli-skiing with a skilled skiing guide who recognizes the domain intimately.

January 13th, 2009